How to Apply for PAN Card for a Minor Online: A Step-by-Step Guide

Why a Minor Needs a PAN Card

Although minors cannot be held responsible for financial transactions, having a PAN card for them can be advantageous in several scenarios:

• Opening a Bank Account: Some banks require a PAN card to open a savings account for minors.
• Investments in Mutual Funds: If you plan to invest in mutual funds or fixed deposits in your child’s name, a PAN card is mandatory.
• Becoming a Nominee: If the child is named as a nominee for property or financial accounts, having a PAN card simplifies legal processes.
• Future Financial Activities: Having a PAN card ensures that your child is prepared for financial activities when they reach adulthood.

Documents Required for a Minor’s PAN Card

Before you start the application process, ensure you have the necessary documents. These documents need to be uploaded or submitted online:

1. Proof of Identity (POI): Any of the following documents can be used as proof of identity:
   • Birth certificate of the minor
   • Aadhaar card
   • Passport
   • School leaving certificate
2. Proof of Address (POA): Any of the following documents can be used as proof of address:
   • Aadhaar card
   • Passport of the minor
   • Residence certificate
3. Proof of Date of Birth (DOB): This is typically the birth certificate or school certificate.
4. Photograph of the Minor: A recent passport-sized photograph is required.

Additionally, the parent or guardian will need to submit their own PAN details and identification, as they will act on behalf of the minor.

Step-by-Step Process to Apply for a PAN Card for a Minor Online

Here’s how you can apply for a PAN card for a minor through the online portals managed by either NSDL or UTIITSL:

1. Visit the NSDL or UTIITSL Portal

You can apply for a PAN card online through two official portals:

• NSDL Website: NSDL PAN Services
• UTIITSL Website: UTIITSL PAN Services

Both portals offer PAN application services for minors, so you can choose either based on convenience.

2. Select the Appropriate Form

• On the home page, click on ‘Apply for New PAN Card’.
• You will need to fill Form 49A, which is used for Indian citizens applying for a new PAN card.

3. Fill in the Details

• Name and Details of the Minor: Fill in the name, date of birth, and other details of the minor.
• Guardian’s Information: Since the minor cannot apply for the PAN card themselves, a parent or legal guardian will need to provide their details as well, including their PAN number.
• Aadhaar Linking: If the minor has an Aadhaar card, you can link it with the PAN application for faster processing.

4. Upload Documents

• Upload the scanned copies of the necessary documents, including the minor’s proof of identity, proof of address, and proof of date of birth. You will also need to upload your (the parent or guardian’s) proof of identity.

5. Payment of Fees

• After filling in the form and uploading documents, you’ll need to pay the application fee. The fees are approximately:
  • ₹107 for a PAN card to be delivered within India.
  • ₹1,017 for PAN card delivery outside India.

Payment can be made via credit/debit card, net banking, or demand draft.

6. Receive Acknowledgment and Track Application

• Once the application is submitted, you’ll receive an acknowledgment number. Use this to track your application status online through the NSDL or UTIITSL portals.

7. Receive PAN Card

• After processing, the PAN card will be dispatched to the registered address. You can expect to receive it within 15-20 business days.

Important Points to Remember

• PAN for Minors: The PAN card issued to minors will not have their signature. Once the child turns 18, they will need to update their PAN card to include their signature.
• Minor Cannot File Taxes: Minors do not have to file income tax returns unless they have substantial income. However, the PAN card can still be useful for financial activities under parental supervision.
• Linking PAN with Aadhaar: Once the minor turns 18, linking their PAN with Aadhaar is mandatory for continued financial transactions.

FAQs

1. Can a minor apply for a PAN card without a guardian’s information?
No, a minor cannot apply for a PAN card independently. A parent or legal guardian must provide their PAN and other details to apply on behalf of the minor.

2. Is it mandatory for a minor to have an Aadhaar card for PAN application?
No, it’s not mandatory, but having an Aadhaar card simplifies the process and allows for faster e-signing and verification.

3. How can I update the PAN card after my child turns 18?
Once the child turns 18, they will need to apply for a correction in their PAN card details through the same portals (NSDL or UTIITSL) to include their signature and any other necessary updates.

4. What happens if the PAN card is misplaced?
If the minor's PAN card is misplaced, you can apply for a duplicate PAN card by providing the PAN number and submitting a new application through NSDL or UTIITSL.

Conclusion

Applying for a PAN card for a minor online is a simple process that can be done from the comfort of your home. Having a PAN card for your child can simplify many future financial processes and ensure they are ready for adulthood. With the right documents and online access, the process takes just a few days, and your child will have a PAN card that can be used when needed for financial transactions, investments, or bank account openings.

If you want to apply PAN card, apply through this link https://pancardonlineindia.com/